Ballard Designs Apply Today for a Ballard Designs Credit Card

¹ Accounts that opened and a purchase made within 60 days of opening account will receive the offer within two billing cycles. Valid one time only. Account must not be in default. Offer will be received within two billing cycles on your billing statement.

²Accounts that opened the month prior to or during your birthday month will receive the offer the following month. Account must not be in default. Must have valid email address and U.S. mailing address.

³ Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). As of October 2024, terms for new Accounts: Variable purchase APR of 35.99%. Minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

⁴ Cannot be combined with other offers. Offer is exclusive to Ballard Designs Credit Card holders enrolled in the Ballard Designs Rewards program. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). This rewards program is provided by Ballard Designs and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/ballarddesigns.

Credit card offers are subject to credit approval.

Ballard Designs Credit Card Accounts are issued by Comenity Capital Bank.

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