Important Information about the Barnes & Noble Mastercard: Offers may vary. Please review the information below and the credit card Terms and Conditions for the reward benefits (such as bonus points and how points are earned), interest rates and account fees and terms for this particular offer before applying.
1. Offer subject to credit approval. See credit card Terms and Conditions for information about the account terms and benefits. This offer is available to new cardmembers only. For information about rates, fees, other costs, and the reward program rules and benefits associated with the use of this credit card program please see the credit card Terms and Conditions.
2. After you use your Barnes & Noble Mastercard to make a purchase for the first time, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file for your Barnes & Noble Mastercard. Your first credit card purchase must not be invalidated for any reason. Please allow up to 4 weeks for delivery of the Gift Card.
3. When you use your Barnes & Noble Mastercard to make any purchase online at bn.com or in any Barnes & Noble Store nationwide, a credit in the value of five percent (5%) of such eligible net purchases will be posted to your Barnes & Noble Mastercard account. The five percent (5%) credit will appear on the same billing statement as the charge for the related eligible purchase.
4. Earning Points: Applicants who are approved for the Barnes & Noble Mastercard will earn two (2) points per dollar ($1) on restaurant purchases as defined by merchant category code (excluding Barnes & Noble Café purchases), and one (1) point per dollar ($1) for all other purchases (excluding purchases made at Barnes & Noble). Individual merchants are responsible for designating their own merchant category codes.
Each time you accumulate 2,500 points, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file within 7 to 14 business days after your billing statement period in which you have earned 2,500 points.
5. As the primary cardmember, you are eligible to earn 12 months of Barnes & Noble Membership in your name on each account anniversary, provided that $7,500 or more in eligible purchases are made with the Card during the credit card account year (each 365 day period prior to the account anniversary date). The following do not count towards the $7,500 purchase spend requirement: balance transfers, cash advances, cash equivalent transactions (transactions in highly liquid assets, e.g., assets that are directly convertible to cash such as, but not limited to, money orders, traveler’s checks, foreign currency and lottery tickets) purchases made by or for a business or for a business purpose, fees, interest charges, and unauthorized/fraudulent transactions.
Barnes & Noble will send you a notification once you have earned this Barnes & Noble Membership benefit, which will outline your Membership details. If you do not receive this notification within 2-3 weeks, please contact the customer service phone number on the back of your Card.
If you already have a Barnes & Noble Membership at the time you earn this benefit, Barnes & Noble will add an additional 12 months to your existing membership, which will extend the date when your next Barnes & Noble Membership fee will be due. If you do not have an existing Barnes & Noble Membership at that time, you will receive an invitation from Barnes & Noble to create a Membership account in order to receive the 12 months of Barnes & Noble Membership you earned.
The 12 month Barnes & Noble Membership benefit will not be applied retroactively and a credit will not be provided for any Barnes & Noble Membership fees that you may have previously paid.
The Barnes & Noble Mastercard is issued by Barclaycard pursuant to a license by Mastercard International Incorporated. World Mastercard is a registered trademark of Mastercard International Incorporated.