Your Rewards Begin by Earning a B&N $25 Gift Card.   Earn
2x Points
for every $1 spent
at restaurants | (excluding Barnes & Noble
Café purchases).4 | | Earn
1x Points
for every $1 spent on
all other purchases | (excluding Barnes & Noble
purchases).4 | | Automatically
receive a
$25
Barnes & Noble
Gift Card
every time you earn
2,500 points.4 | | Earn
12 months of
Barnes & Noble
Membership
after spending
$7,500/year on
eligible purchases.5 | | 0% introductory APR for 15 months on balance transfers made within 45 days of account opening5. After that, a variable APR will apply, 15.24% or 26.24%, based on your creditworthiness. There is a fee for balance transfers.6
Free online access to your FICO® Credit Score.7 |  |  Questions? See the Barnes & Noble MasterCard FAQs.
1. Offer subject to credit approval. If at the time of your application you do not meet the credit or income criteria for this offer, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about the rates, fees, other costs, and the reward program rules (including point accrual rate, bonus point awards, etc.) and benefits associated with the use of this credit card program please see the Terms and Conditions.
2. After you use your Barnes & Noble Mastercard to make a purchase or a balance transfer for the first time, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file for your Barnes & Noble Mastercard. Your first credit card purchase must not be invalidated for any reason. Please allow up to 4 weeks for delivery of the gift card.
3. When you use your Barnes & Noble Mastercard to make any purchase online at bn.com or in any Barnes & Noble store nationwide, a credit in the value of five percent (5%) of such eligible net purchases will be posted to your Barnes & Noble Mastercard account. The five percent (5%) credit will appear on the same billing statement as the charge for the related eligible purchase.
4. Earning Points: Applicants who are approved for the Barnes & Noble Mastercard will earn two (2) points per dollar ($1) spent on restaurant purchases as defined by merchant category code (excluding Barnes & Noble Café purchases) and one (1) point per dollar ($1) spent on all other purchases (excluding purchases made at Barnes & Noble). Individual merchants are responsible for designating their own merchant category codes.
Each time you accumulate 2,500 points, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file within 7 to 14 business days after your billing statement period in which you have earned 2,500 points.
5. As the primary cardmember, you are eligible to earn 12 months of Barnes & Noble Membership in your name on each account anniversary, provided that $7,500 or more in eligible purchases are made with the card during the credit card account year (each 365 day period prior to the account anniversary date). The following do not count towards the $7,500 purchase spend requirement: balance transfers, cash advances, cash equivalent transactions (transactions in highly liquid assets, e.g., assets that are directly convertible to cash such as, but not limited to, money orders, travelers checks, foreign currency and lottery tickets), purchases made by or for a business or for a business purpose, fees, interest charges, and unauthorized/fraudulent transactions.
Barnes & Noble will send you a notification once you have earned this Barnes & Noble Membership benefit, which will outline your Membership details. If you do not receive this notification within 2-3 weeks, please contact the customer service phone number on the back of your card.
If you already have a Barnes & Noble Membership at the time you earn this benefit, Barnes & Noble will add an additional 12 months to your existing membership, which will extend the date when your next Barnes & Noble Membership fee will be due. If you do not have an existing Barnes & Noble Membership at that time, you will receive an invitation from Barnes & Noble to create a Membership account in order to receive the 12 months of Barnes & Noble Membership you earned.
The 12 month Barnes & Noble Membership benefit will not be applied retroactively and a credit will not be provided for any Barnes & Noble Membership fees that you may have previously paid.
6. The 0% introductory APR on balance transfers will apply for the first 15 billing cycles that immediately follow each balance transfer made within 45 days of account opening. At the end of the introductory period the APR for all new and outstanding balance transfer balances will be either 15.24% or 26.24%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. There is a fee for balance transfers. This introductory APR offer does not apply to Purchase or Cash Advance transactions. See the enclosed credit card Terms and Conditions for more information.
7. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclaycard offers FICO® Score access at its own discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open and active (having activity within the past 150 days) and in good standing.
The Barnes & Noble Mastercard is issued by Barclays Bank Delaware (Barclaycard) pursuant to a license by Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated.
© 2018 Barclays Bank Delaware (Barclaycard), Member FDIC. | | |
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