From: Bankable by Forbes - Wednesday Feb 14, 2018 06:10 pm
Strike a balance between love and money 💞
Money. Career. Balance.
How to keep finances fair in love and war
Photo: ONOKY/Julien de Wilde
Whenever I travel with my best friend, he insists a gentleman grabs the tab. I, on the other hand, insist on an equal split, and it’s the greatest conflict in our friendship. Even a recent visit to In-N-Out turned into a battle when I—cash in hand, arm outstretched toward the cashier—was blindsided when he covertly swiped his credit card, claiming victory and the burger bill. 
 
While I roll my eyes and contemplate a peace accord, 28% of couples in our generation say they keep money matters separate. In fact, one in five don’t even know the salary of his or her partner. When it comes to finances, this couple has it figured out: They share an account for joint expenses, like bills and pet care, but split when it comes to student debt and personal spending. What kind of agreement do you and your significant other keep?
TAKE CHARGE
Tackle money, career and balance with these tips today.

 
Struggling to get out from under student loan debt?
This app is here to help.

Do you often work during (what’s supposed to be) your free time?
Here are seven ways to start setting limits.

If you’re already slipping on your 2018 goals…
…consider taking a personal inventory day.
WHAT'S FRESH
Adopt an innovator’s mentality in your work, life

Need a spark to jumpstart your next big thing? Whether you're changing careers or energizing your team, the authors of Firestarters share how change-makers fuel the flame.

Fan your passion continuously. You can’t be driven by great outcomes alone. Your vigor needs to be a consistent part of your lifestyle. Nurture it with books, podcasts, conferences, writing, networking or research.

Self-assess. Set your targets higher than others’ expectations, because research shows those focused on self-improvement perform at higher levels. Exceeding others’ vision requires tracking your own progress with strategic introspection. Identify common themes that work across seemingly disparate events, thus molding a generalized knowledge for simple and efficient problem-solving.

Believe you can. Aligning your passion with the right situation is key to getting where you want to be. So next time an opportunity presents itself, act upon it.
Beyond beauty, roses really are a good idea

Spending some green on greens can do wonders for your (or your loved one's) well-being. Keep potted plants alive and about your space, and science suggests the health benefits will be bountiful as their beauty.

Reduce stress. Whether potting, watering or simply smelling, interacting with plants and soil can help you handle anxiety. Microbes in the dirt work as natural antidepressants to boost mood and serotonin production.
 
Improve air quality.
The air we inhale indoors can be polluted with mold, asbestos, formaldehyde and the like. Roots and leaves can absorb toxic fumes that cause us dry eyes, headaches and asthma. Meanwhile, leaf moisture acts as a natural humidifier.
 
Improve cognition.
Various studies have pointed to a link between plants and enhanced creativity, problem-solving, concentration, productivity and memory retention. In essence, if you want to kill it at work, bring some lush life to your desk.
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ONE CHART ANSWER
Money matters can get any couple in knots, but it’s a special kind of difficult when the union involves rings and a business. In fact, the divorce rate among entrepreneurs is 5% to 10% higher than that of the typical married couple. If you're an entrepreneur (or are in a relationship with one), take a lesson from Vanessa and Cristian Bisorca. Over the course of 19 years, the couple has raised two kids and one business—scaling a side gig selling clothing on Poshmark into a full-time job with a six-figure salary. “Running a business is similar to running a marriage,” says Cristian. “It takes hard work, sacrifice, selflessness, dedication and compromising. But above all, we’ve become successful business partners together through respecting one another and what each of us brings to the table.”
Ask your web browser “What’s a good credit score?” and you’ll be sifting through millions of conflicting answers. Instead, send your question to askbankable@forbes.com and you’ll get the response you need. We’ll publish articles to answer as many as we can. And don’t worry: We won’t print your name. But details could reveal you, so be thoughtful.
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