Charles Morgan Improve your morning routine, improve your life 💪

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From: Bankable by Forbes - Wednesday Feb 07, 2018 05:50 pm
Improve your morning routine, improve your life 💪
Money. Career. Balance.
A morning routine can set the tone for your day
Photo: Tim Robberts/Getty
Since the start of 2018 I’ve been testing the “early to rise” adage, and it’s working. I feel healthy, wealthy and wise (or at least healthier, wealthier and wiser than I did a month ago). Rather than rolling out from beneath the sheets with just enough time to run out the door, I begin my days with exercise and breakfast with a side of news before leisurely getting ready.

There’s just one problem—the “early to bed” part. Hours of lost sleep regularly threaten to break my streak, and some days snoozing means a shorter workout or reading window. Even still, I love the accomplished, relaxed and productive feeling, and how it stays with me into my workday.

While I try to perfect my routine, many successful moguls vouch for morning rituals. Media maven Arianna Huffington swears by 30 minutes of meditation, while Twitter CEO Jack Dorsey adheres to a seven-minute sweat session, repeated three times. Ready to commit to a daily practice? Here’s how to make it stick.
TAKE CHARGE
Tackle money, career and balance with these tips today.

 
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Ready to get all the aspects of your life in shape?
These five tips will up your physical—and financial—fitness.
WHAT'S FRESH
Three ways to make saving fun and doable

When it comes to Super Bowl ads, FirstBank called an audible. Like any commercial, theirs targeted your money—but the message was about saving. “By normal standards, saving isn’t cool,” says the spot’s creative director Jeremy Seibold. “We wanted to make it cool while celebrating our core consumer who is already doing all of these things.” Make smart money moves fun with these tips.

Compete. Challenge your friends and family to a “no-spend challenge,” where you vie for lowest or zero spending on non-essentials for a few weeks.

Pay yourself. Transfer $4 into savings every time you forgo a $4 cold brew (or your indulgence of choice) for at-home varieties.

Split costs. Just because you’re actively saving doesn’t mean you can’t Netflix and chill. Go in on a shared account with your sibling or significant other.
How to land an interview at your dream job

The job market is competitive, but you’ve got what it takes to get a foot in the door. Just keep these reminders in mind.

Don’t give up. As long as it takes, keep sending applications, taking interviews, networking and attending conferences. A dreamy opportunity won’t present itself unless you do your part.

Over prepare. When you land an interview, let your knowledge of the company show how much you want the position. Read up on the department, people and projects. Practice responses to the common questions hiring managers ask, and come ready with queries of your own—ones that can’t be answered online.

Follow up. Promptly send a personalized thank you note to those you encounter in your searching, networking and interviewing. Doing so shows your passion for the work and attention to what they said.
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ONE CHART ANSWER
The money you made at your previous job shouldn’t set a precedent for the salary of your next position. In fact, some states and companies, including Facebook and Google, are adopting a ban on asking what job candidates have earned in the past. Such restriction aims to prevent the persistence of pay gaps, like ones based on gender. A woman, for instance, who is asked about her salary history during a job interview and declines to disclose earns 1.8% less than a woman who does offer a number, while a man who declines to disclose will get paid 1.2% more on average.
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