Harbor Freight Tools See if You're Pre-Qualified for The Most Valuable Tool We Offer

The equal pay monthly payments required should allow you to pay off the equal pay purchase within the equal pay period if:
1. You make your payments by the due date each month, and
2. This balance is the only balance on your account during the equal pay period.
If you have other balances on your account, the equal pay monthly payment will be added to the minimum payment applicable to those balances. Any monthly payments shown do not include taxes and delivery since those amounts are not the same for every transaction.

IMPORTANT: The information about the Equal Monthly Payment shown assumes the Equal Pay promotional financing offer is applied to the purchase.

Offers subject to credit approval and cannot be combined. If your purchase qualifies for multiple offers, you will be asked to choose the offer to apply. Equal pay purchases do not earn reward points. We reserve the right to discontinue or alter the terms of these offers at any time.

*To qualify for this offer you must apply and be approved for a new Harbor Freight Tools Credit Card. One-time 10% off (excludes shipping and handling) will be applied at checkout to your first purchase with the card unless your purchase qualifies for and you choose an equal pay option, in which case you will forfeit the 10% offer.

**Earn 5 reward points for each $1 in net purchases charged to your Harbor Freight Tools Credit Card, and receive $5 in Harbor Freight Money for every 500 points earned. See Rewards Program Terms for details.

†Qualifying purchase amount must be on a single receipt. No interest will be charged and equal monthly payments will be required on each equal pay purchase until it is paid in full. These payments equal the total equal pay purchase amount divided by the number of months in the equal pay period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this was not an equal pay purchase. Late fees charged for not making a monthly payment by the due date will be assessed interest. Regular account terms apply to non-equal pay purchases.
†,†† For new accounts: As of 2/1/2021 Variable Purchase APR is 25.99%. Minimum interest charge is $2. This APR will vary with the market based on the prime rate. Existing cardholders: See your credit card agreement terms.