We may change APRs, fees and other Account Terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. Subject to credit approval.
Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Rewards Program Rules in your Cardmember Agreement for additional information.
1 The 0% introductory APR applies to purchases and balance transfers made within the first 90 days of account opening with $299 or more spend and is valid for the first 6 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 8/1/2018 the undiscounted variable APR for Purchases and Balance Transfers is 14.74% - 25.74% (based on your creditworthiness). The variable APR for Cash Advances is 25.74%. Cash Advance fee: 3% of each advance amount, $10 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs, including promotional APRs, before balances with higher APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
2 Points are earned based on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn points, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, refer to your Rewards Program Rules in your Cardmember Agreement for additional information. You will immediately lose all your Points if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Points will expire five years from the end of the calendar quarter in which they were earned.
3 The 2,500 bonus points will be awarded to your account after you make your first eligible net purchase within 90 days from account opening. Please allow six to eight weeks for your bonus points to be credited to your account and the $25 Rewards Card to be mailed to the address provided on your application. Points will appear as “First Use Bonus” in the Rewards section of your statement. Bonus Points will only be awarded to new accounts. Existing accounts do not qualify. $25 Rewards Cards are not distributed at Sportsman’s Warehouse stores at time of application.
The creditor and issuer of the Sportsman’s Warehouse Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. ©2018 U.S. Bank |