1Rewards and Financing Details$40 Introductory Offer:Cannot be combined with any other discount or financing offers. Offer only applies to first Wayfair order made with your Wayfair Credit Card or Wayfair Mastercard. Order total must be $250 or more (excl. tax, shipping, other discounts). Subject to credit approval.Rewards:You will earn Reward Dollars on all Net Qualifying Purchases. For both the Wayfair Credit Card and Wayfair Mastercard you will earn 5% back in Reward Dollars when you use your card at Wayfair Sites. For the Wayfair Mastercard, you will earn Reward Dollars when you use your card outside of Wayfair Sites: 3% at grocery stores; 2% for Qualifying Online Purchases not made at Wayfair Sites; and 1% on all other Net Qualifying Purchases made with your Wayfair Mastercard. Qualifying Online Purchases are those made via a computer network, but not all online transactions will be considered Qualifying Online Purchases. Qualifying Online Purchases do not include the following types of purchases in the following categories: subscription, membership or recurring purchases; utilities, cable/satellite and telephone; insurance; medical and healthcare providers; government services, taxes and tolls; education including schools or other teaching institutions; contractor, professional, financial, legal, personal and business services; repair services; direct marketing; and purchases that manually are keyed by a merchant. You may only earn 1%, not 3%, for grocery or food purchases made at convenience stores, gas stations, warehouse clubs, supercenters and discount stores, and only 1%, not 2%, for purchases made through mobile/wireless technology depending on how the technology is set up to process the purchase. Merchants must submit charges under the appropriate merchant code or industry code to be eligible as Qualifying Online Purchases and/or Net Qualifying Purchases in the different categories. Neither Wayfair nor Citibank determine whether merchants appropriately identify all transactions made on a credit card, but Wayfair does reserve the right to determine which purchases qualify for Reward Dollars. Reward Dollars are not earned on returns, refunds, promotions or other credit adjustments, unauthorized or fraudulent charges, charges that violate the terms of your Card Agreement, balance transfers, cash advances or any other transaction treated like a cash advance, lottery tickets, gaming chips and similar transactions, interest, fees, purchases where promotional financing is applied and any portion of a purchase made with Reward Dollars. Reward Dollars have no cash value and are not redeemable for cash. You will forfeit unused Reward Dollars in certain circumstances including if your account is closed or participation in the program is terminated. Additional terms and exclusions apply. The Wayfair Credit Card and Wayfair Mastercard Rewards Program is offered by Wayfair. Wayfair may withdraw the rewards program or change the terms of the program at any time for any reason. Citibank, N.A. is not responsible for products and services offered by other companies. See the full Wayfair Credit Card and Wayfair Mastercard Rewards Program Terms at wayfair.com/wayfaircardterms.No Annual Fee:As of 9/11/2020 the Wayfair Credit Card Purchase APR: variable 26.99%, Min. interest charge $2. As of 9/11/2020, Wayfair Mastercard Purchase APR: variable 26.99%; Balance Transfer APR: variable 26.99%; Cash APR: non-variable 29.99%; balance transfer fee is the greater of $10 or 5% of the amount of each transfer, cash advance fee is the greater of $10 or 5% of the amount of each cash advance, Min. interest charge: $2; Fee for foreign purchases is 3% of the U.S. Dollar amount of each purchase.Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. |
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