 WHAT YOU NEED TO KNOW TODAY 02/02/2019 MOVING ON FROM MARRIOTT From incredible redemptions at some of the world's most sought-after resorts to fantastic credit card perks, there's still a lot to like about Marriott. But the world's biggest hotel chain isn't for everyone...
If you've had enough and decided it's time to bail, you do have options — Hilton, Hyatt and IHG offer scale, value and affordability, respectively, and you may even be eligible for a status match. Still, as Nick Ewen explains, no program is perfect — in many cases, it may make sense to give Bonvoy a chance. -Zach Honig, Editor-at-Large Posts in this newsletter contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.
 There's nothing quite as magical in commercial air travel as paying for one class of service and being upgraded into a superior cabin, be it premium economy, business or first. Today, we demystify the process, explaining exactly how Delta's upgrade process works.
 While timeshares may not be outright schemes, there are many pitfalls. If you're considering making a purchase, these are the things you absolutely need to know before committing to a timeshare you may be stuck with for the rest of your life.
 So, what's next? Fortunately, you do have options — pick Hilton for its global footprint, Hyatt for its valuable award chart or IHG for its mix of luxury and affordability. Loyalty's a personal decision, and there's no one size fits all answer. Still, we'll help you get a leg up on your search.
 It's both your last chance ever to get the SPG Amex, as well as a very good opportunity to get multiple products while their bonuses are at an increased 100k Marriott points to celebrate the "Bonvoy" launch.
 As of today, all app-based ride-hailing services and yellow cabs will be raising the prices of trips in Manhattan — it may be a good time to be an Uber driver in New York City, but it's a bad time to hitch a ride. LOUNGE ACCESS Does it hurt to pay off charges early? It's a question we get quite a lot in the TPG Lounge. In short, no, so long as you've paid your full bill by the time your statement becomes due. The downside is opportunity cost, since you won't be able to use that cash if you hand it over a bit earlier than expected. While we'd recommend using autopay for many of your bills to avoid late fees, the main reason reader Amy B. waits until the due date is that "my bank accounts pay interest, so better to keep as much in the account as long as I can to maximize interest." Have your own tips to share? Sound off in the TPG Lounge. NEWS YOU CAN USE       You are receiving this email because you opted in at thepointsguy.com. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities The Points Guy © All rights reserved 2019 |